Typically, if someone has (3) vehicles on one policy but yet has only one named insured the alarm bells begin to ring with the underwriting insurance company. In theory, people who own (3) cars will have at least one other individual living in their home in which the insurance company will want to rate for a driving record.

People will also try to lower their premiums by not telling the agent about someone who will be driving who has a poor driving record.

They further understand that even if you are ‘by yourself’ there might come a time when a family member, neighbor or good friend has car trouble then you will be the first person that is contacted increasing exposure.

Many people volunteer to do work for their church using their own car or truck.What you should know is that if you are involved in an accident the Church would be protected by your policy up to the limits of liability.  Now this does not mean that the church would not be subject to a lawsuit. Mostly it depends on the severity of the accident and how many people are involved.

Carlos from Winchester, VA came by our office at 2654 Valley Ave. Suite A, here in Winchester, VA and He was pretty thankful when he found that just by letting us run a free quote for him that he could save so much money on his car insurance!  Carlos, we are thankful for your business and glad we could help you keep some money to spend on your family!

Hello to all of  our Clients!!  We at Valley Insurance Center want to thank you for your business!!  We have worked hard this year to shop your insurance with different companies to get you the best rate, and are also very thankful for referring your friends to us!  As always if you ever have any questions about your policy, just give our office a call at 540-667-9905  Thanks again!